aeon-personal-loan

Aeon Personal Loan Benefits

Finance Your Dreams with AEON

AEON personal loan is a Shariah-compliant financing scheme that helps you achieve your goals. Whether you need cash for education, business, or medical expenses, AEON personal loan can provide up to RM100,000 without collateral or guarantor. Apply online now and get your cash within 24 hours.

  • Low monthly repayments
  • Flexible repayment tenure up to 7 years
  • Fast approval process
  • No collateral or guarantor required

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A Complete Guide For Aeon Personal Loan 2023

If you’re looking for a personal loan to meet your financial goals, AEON Credit might have just what you need. Secara one of the leading financial institutions in Malaysia, AEON Credit offers a variety of loan options, including its popular Aeon Personal Loan. In this comprehensive guide, we’ll take a closer look at what Aeon Personal Loan is all about and what you need to know before becoming an Aeon member and applying for one.

What is AEON Credit?

AEON Credit is a well-known financial institution that has been serving Malaysians for over two decades. Aeon offers a wide range of consumer finance products and services yang cater to the needs of individuals from all walks of life. Whether you need a personal loan to finance your dream vacation travel or a credit card to help you manage your day-to-day expenses, AEON Credit has got you covered.

One of the key strengths of AEON Credit is its commitment to customer satisfaction. The company strives to provide the best possible service to its customers, and this is reflected in its high customer satisfaction ratings. AEON Credit’s customer service team is always ready to assist customers with any queries or concerns they may have, and the company’s online portal makes it easy for customers to manage their accounts from the comfort of their own homes.

In addition to its loans and credit cards, AEON Credit also offers hire purchase financing. This is a popular option for individuals who want to purchase big-ticket items such as cars or household appliances but do not have the cash upfront to do so. AEON Credit’s hire purchase financing makes it easy for customers to spread out the cost of their purchases over a period of time, making it more affordable and manageable.

AEON Credit is a subsidiary of AEON Financial Service Co., Ltd., which is headquartered in Japan. The parent company is a leading provider of financial services and netmember service in Asia and has a strong track record of success. This gives customers added peace of mind knowing that they are dealing with a reputable and reliable financial institution.

Overall, AEON Credit is a great choice for anyone looking for a reliable and trustworthy provider of personal loans, kad kredit, and hire purchase Aeon personal financing. With its commitment to customer satisfaction and its wide range of products and services, AEON Credit is sure to have something yang meets your needs.

Features of Aeon Personal Loan

When it comes to choosing a personal financing, there are many factors to consider. However, Aeon Personal Loan stands out from the crowd due to its three main features:

Flexible Repayment Tenure

One of the most attractive features of Aeon Personal Loan is its flexible repayment tenure. Unlike other financing products that may have rigid repayment schedules, Personal Loan Aeon allows borrowers to choose a repayment period that best suits their financial needs. With repayment tenures ranging from 6 to 60 months, borrowers have the freedom to select a repayment pelan yang works for them.

Low Interest Rates

Another key feature of Aeon Personal Loan is its competitive interest rates. The interest rate are based on reducing balance, which means that borrowers will enjoy lower interest charges over time. The interest rate will vary according to the borrower’s credit profile and loan amount, but Aeon Personal Loan is known for offering some of the most competitive rates in the market.

No Collateral Required

Aeon Personal Loan is an unsecured financing, which means that borrowers do not need to provide any collateral or guarantor to secure the loan. This makes it an ideal choice for those who do not have any assets or security to provide. Additionally, the lack of collateral means that the loan approval process is faster and more straightforward.

But that’s not all that Aeon Personal Loan Bank has to offer. In addition to these three standout features, Aeon also provides borrowers with excellent customer service and support. The loan application process is simple and straightforward, with quick approvals and disbursements. Borrowers can also access their loan information and make payment online, making it easy to manage their finances.

Furthermore, Aeon Personal Loan offers a range of loan amounts to suit different financial needs. Whether you need a small personal financing to cover unexpected expenses or a larger personal financing to finance a major purchase, Aeon has you covered. With flexible repayment tenures, low interest rates, and no collateral required, Aeon Personal Loan is an excellent choice for anyone in need of a reliable and affordable personal loan.

Pros and Cons of Personal Loan by Aeon

Like any other financial product, Aeon Personal Loan has its pros and cons that you should consider before applying. Here are some of them:

Pros:

  • Flexible repayment tenure
  • Competitive interest rates
  • No collateral or guarantor required
  • Fast loan approval process

Cons:

  • Strict kelayakan criteria
  • Early settlement fees may apply
  • Late payment fees may apply

Requirements of Applying for Aeon Personal Loan

Before making a financing application for Aeon Personal Loan, you need to ensure that you meet the eligibility criteria before making an application. Here are the requirements:

  • Malaysian citizen or permanent resident aged between 18 to 65 years old
  • Minimum monthly income of RM 1,500
  • Employed for at least 6 months
  • Have a good credit score
  • Documents required: IC photocopy, latest 3 months’ salary slip, latest EPF statement, and latest 3 months’ bank statement

Fees & Charges of Aeon Personal Loan

Before applying for Aeon Personal Loan, you need to be aware of the fees and charges that may apply. Here are some of them:

  • Processing Fee: 2% of the approved loan amount
  • Stamp Duty Fee: RM 10
  • Early Settlement Fee: 3% of the outstanding financing loan amount
  • Late Payment Fee: 1% of the overdue amount

Latest Promotions of Aeon Personal Loan

AEON Credit occasionally offers promotions for its pembiayaan. Keep an eye out for these promotions di official website or social media channels. You can also check with AEON Credit’s customer service for the latest offers.

Promotions Benefits
5% Cashback Campaign
Eligible applicants can get up to 5% off from personal financing plans. The amount can go up to RM5000.
RM100,000 E-duit Giveaway
New and existing applicants may now apply for a RM100,000 loan with repayment from RM55 per month.
Proton X70 Giveaway
New applicants who signed up for personal financing plans also stand a chance to win a new Proton vehicle.

Installment Table of Aeon Personal Loan

To get an idea of your monthly repayment amount, you can refer to the Aeon Personal Loan repayment table on the official website.

Aeon Personal Loan Terms and Conditions

It’s important to read and understand the terms and conditions of Aeon Personal Loan before applying. Some of the key terms and conditions include:

  • Loan amount: RM 1,000 to RM 100,000
  • Loan tenure: 6 to 60 months
  • Interest rate: Based on reducing balance, profit rate is from 3.99% onwards
  • Repayment mode: Automatic deduction from bank account or over-the-counter payment

Conclusion

Pinjaman Peribadi AEON is a good option if you need quick cash for any personal expenses in Malaysia. With its flexible repayment tenure, low interest rates, and no requirement for collateral or guarantor, it’s one of the more attractive personal loan options out there. However, you should always make sure you meet the eligibility criteria and read the terms and conditions to fully understand the costs and fees. With the information in guide ini, you’ll be better equipped to make a decision about whether Aeon Personal Loan is the right choice for you before you become Aeon netmember.

FAQs

How long does it take for AEON to approve a personal loan?

It takes approximately 7 days for the peribadi pinjaman approval.

What is the minimum loan amount for AEON?

The minimum financing loan amount is RM1000.

What is the interest rate for AEON installment?

The interest rate is around 3% p.a.

How do I check my AEON loan status?

You may log in to its official website and check the status of your financing loan.